Salary After Tax · Updated June 2026
Spain Beckham Law Tax Savings Calculator
Spain's Beckham Law (Special Inbound Workers Regime) taxes qualifying newcomers at a flat 24% on Spanish employment income up to €600,000 for six years – versus standard progressive rates reaching 47–50% depending on region. At a €120,000 salary, the regime saves about €17,298 a year; foreign dividends, capital gains, and rental income are exempt from Spanish tax entirely.
The regime is elected via Modelo 149 within six months of Social Security registration and is generally inefficient below €50,000–€60,000 of salary. One sharp edge: severance pay that would be tax-free under the standard regime is fully taxed at 24% under Beckham – a €180,000 package costs an unexpected €43,200.
Salary after tax calculator · 2026
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Where every dollar goes
2026 rules: federal brackets, $16,100/$32,200 standard deductions, $184,500 SS wage base. Hourly figures assume 40 h/week × 52. Non-US figures are planning estimates incl. employee social charges.
Key insights
Key insights
- Flat 24% to €600k for 6 years; 47% above.
- €120k salary saves ≈ €17,298/year vs standard rates.
- Foreign dividends, gains, and rents: exempt from Spanish tax.
- Wealth tax limited to Spanish-situs assets only.
- Modelo 149 election window: 6 months – hard deadline.
| Gross salary | Standard tax + SS | Beckham 24% flat | Annual saving |
|---|---|---|---|
| €80,000 | €28,098 | €19,200 | €8,898 |
| €120,000 | €46,098 | €28,800 | €17,298 |
| €200,000 | €82,098 | €48,000 | €34,098 |
| €300,000 | €127,098 | €72,000 | €55,098 |
| €600,000 | €267,982 | €144,000 | €123,982 |
What the regime is worth at your salary
The table below quantifies the annual saving at representative salaries. The pattern: negligible (or negative) below €50k, ~€8,000 at €100k, €24,000+ at €200k, and capped growth past €600,000 where the 47% band begins.
Add the investment-side exemptions (foreign dividends, gains, rental income) and wealth-tax relief, and total savings for portfolio-heavy movers routinely double the employment-income figure alone.
Who should (and should not) elect
Strong fits: salaries above €60k, foreign investment portfolios, equity-heavy compensation, and six-year horizons. Weak fits: sub-€50k salaries (standard allowances win), imminent severance risk, and self-employed professionals outside the entrepreneur/startup routes.
Stack it with relocation math: Madrid's single-person budget runs ≈ $2,400/month – a $150k US remote salary under Beckham nets more lifestyle than $200k+ does in coastal US metros. Run the cost-of-living pages alongside this calculator.
FAQ
Frequently asked questions
What is the Beckham Law tax rate in 2026?
A flat 24% on Spanish-source employment income up to €600,000/year (47% on the excess), for the year of arrival plus five more. Standard progressive rates reach 47–50% regionally.
How much does the Beckham Law save?
Roughly €13,098/year at €100k, €34,098 at €200k (see table). Below €50–60k the standard regime, with its allowances, frequently wins.
Who qualifies?
New Spanish tax residents (no residency in the prior 5 years) moving for employment, intra-group transfer, qualifying remote work for foreign employers, directorships, or startup activity – elected via Modelo 149 within 6 months.
Is foreign income really exempt?
Foreign dividends, interest, capital gains, and rental income are outside Spanish tax under the regime. Spanish-source investment income is not. US citizens still owe US filings on everything.
What is the severance trap?
Statutory severance that is tax-free for ordinary residents is fully taxable at 24% under Beckham – €43,200 on a €180,000 package. Executives with termination clauses should model both regimes before electing.
Keep exploring
Related Salary After Tax pages
- Beckham Law Modelo 149
- Spain Inbound Worker Tax Regime
- Beckham Law 24 Percent Flat Tax
- Beckham Law Modelo 151
- Beckham Law Dividend Exemption
- Spain Standard vs Beckham Tax
- Beckham Law Malaga
- Beckham Law Wealth Tax
- US Expat Spain Tax Calculator
- Medicare Surtax Calculator
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